Paul Metzler has spent his entire career in financial services and income planning, helping people protect what they've worked a lifetime to build. Since 2008, he has focused on one mission: educating clients on the real risks that emerge when income stops and savings have to last.

Understanding how sequence of returns risk can impact your retirement isn't optional, it's essential. Markets go up and down, and no one can predict when. That's exactly why Paul is so committed to helping clients build a foundation of guaranteed income they can count on, no matter what the market does. Over 90% of his clients say the same thing: making sure their money lasts as long as they do is priority number one. Paul built his entire practice around that priority.

Paul and his wife Cindy have been married for many years, and their three adult children are spread out across the country. That distance is part of why Paul made the move to NGB Financial, working virtually so he can stay closely connected with clients and family alike, no matter where they are.

This virtual model isn't a compromise, it's an upgrade. It allows for more frequent, more personal touchpoints with every client he works with.